Bill Number: SB 76
Bill Description: Relating to prohibition of certain insurance discrimination.
Related Bills: HB 304, HB 453
Committee: Business and Commerce
This bill adds to the list of classes protected from insurance discrimination. In addition to race, color, religion, national origin, age, gender, marital status, geographic location, disability, and partial disability, it adds sexual orientation and gender identity. This covers all types of insurance in Texas, including medical, although the Affordable Care Act mandates these classes are protected by non-discrimination in medical insurance. Related bill, HB 304, was more diligent in reviewing the text of the original law and ensures that a reference in the law is also updated. Although the ACA has protected LGBT persons, this may have major implications for life insurance in the LGBT community.
We support the inclusion of sexual orientation and gender identity as protected classes in for all insurance transactions in Texas. We recommend that the wording of HB 304 be considered so that all cross references are updated in the law as well.